Look to Mobile Banking for Lessons on Mobile Payments
"Just a few short years ago debate swirled over which of the three primary mobile banking access modes – SMS (text messaging), mobile browser or downloadable application – would emerge as “the winner.”
Many early mobile banking implementations focused only on one access mode, often a downloadable application for smartphone users. This limited approach prevented credit unions from capitalizing on the full potential of the mobile channel, as it narrowed not only the field of possible mobile banking users, but also the availability of features and functionality."
How to Build a Bionic Mobile App
"To paraphrase the opening lines of the iconic 1970's TV show that made Lee Majors a star: We can build it. We have the technology. We have the capability to make the world's first bionic app.
In "The Six Million Dollar Man," scientists took a broken human, added bionic parts and rebuilt him -- better, stronger, faster. As far as banks are concerned, they now have the technology to take complex account functions and make them better, stronger and faster within the context of the mobile platform. In other words, we have the technology."
6 Ways to Secure Mobile Apps
"While mobile banking applications are becoming the wave of the future, if not constructed securely, they could allow hackers to hijack your customers' accounts. But that doesn't mean you should forego mobile banking.
When designing a mobile banking application, not only do the developers need to consider the application's functionality and usability, but they must consider the security of the application. Essentially, today's smartphone is just a small computer. Thus, as more and more consumers adopt mobile banking, the hackers will target the mobile device. There are six security best practices that banks should follow when developing mobile applications:"
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